Precision, Teamwork & Execution
HOW WE WORK
Understanding Your Needs
We begin by learning your unique situation—where you are today and where you want to go. With this insight, we recommend mortgage options tailored specifically to help you reach your goals.
Crafting the Perfect Plan
Once we understand your financial vision, we create a plan using our extensive industry knowledge. We identify the best loan programs, keeping your long-term financial success in mind.
Smooth & Timely Execution
By gathering and reviewing required documentation early in the process, we ensure you receive loan approval and final settlement documents well in advance of your closing date—making your closing process stress-free.
Our Services
Residential Property Financing
Whether you're buying a primary residence or a second home, our residential loan options are designed to help you secure the perfect property for your lifestyle.
Condominium Financing
We provide tailored loan solutions to meet the unique requirements of condominium purchases.
Jumbo Loans
When your loan amount exceeds the standard conforming limits, our jumbo loan options offer competitive rates and terms for high-value properties.
Portfolio Loan Solutions
If you have unique or nuanced loan needs, our portfolio loan solutions are tailored for those who may not fit traditional lending criteria.
VA Loans
We especially appreciate our veterans and are eager to use our years of experience to reward your years of service.
FHA & USDA Loans
We specialize in government-backed loans, offering flexible solutions for veterans, first-time homebuyers, and rural property owners looking to purchase or refinance. First-time buyers love the low down payment options available with USDA and FHA loan programs.
Construction & Renovation Loans
From purchasing a lot to building or renovating your dream home, our construction and renovation loans provide the financial flexibility to bring your vision to life.
Investment Property Loans
For those looking to purchase or refinance investment properties (up to four units), we offer loan programs designed to maximize your return on investment.
Lot Purchase Loans
Planning to build in the future? Our lot purchase loans allow you to secure your ideal piece of land while preparing for future construction.
Down Payment Assistance & Zero Down Payment Options
We provide assistance for those who need help with down payments, including zero-down payment options, to make homeownership more accessible.
Client-Focused Mortgage Solutions
At Amelia Lending, we believe that securing a loan should be a seamless, stress-free experience. Our approach starts by getting to know you—your financial goals, dreams, and plans for the future. By understanding your needs, we can offer personalized mortgage options that set you on the path to success. With decades of industry experience, our team is dedicated to simplifying the loan process and ensuring every step is handled with expert precision and care.
From your first consultation to the day you close on your property, we are here to ensure that your excitement is never overshadowed by unnecessary complications. Our goal? To make the mortgage process as smooth and efficient as possible so you can focus on your new home, not the details of the loan.